The Cheapest Car Credit Promo in 2018
Various promos are offered by many car dealers , whether through exhibitions, advertisements, or through other marketing means.
Actually, a car is one of the things that is quite expensive. At present, the average four-wheeled vehicle is priced at a price above 100 million rupiah per unit.
Therefore, with many promos and discounts, many people are tempted to buy new cars with car loan promos offered to them.
Thus, you need a good financial strategy in order to be able to see clearly the advantages and disadvantages offered by a dealer through this car loan promo.
Let’s look at some of the cheapest car loan promos this year so you can prepare your finances carefully before deciding to apply for your dream car loan.
To be able to maximize your financial planning, Gabriel Oak can help you by providing applications and ebooks that can be accessed to increase your knowledge of good financial planning.
Before Deciding to Glance at Car Loans
You certainly don’t want to be harmed either financially or materially when applying for a car loan, right?
Before deciding to apply for a car loan, you need to really consider a number of things below.
# 1 Your Financial Readiness
Before you decide to apply for a car loan, make sure you are financially stable.
Because, completing a car loan installment requires a short time, unless you want to pay more for a shorter installment tenor.
In addition, when applying for a car loan, you need to prepare sufficient funds to pay a small down payment. Usually, the down payment requested ranges from 20% – 25%.
It’s good before you apply for a car loan, you have made preparations by having enough savings or savings to be able to make advance payments.
This will make your financial routine will not be disturbed by your credit application.
In addition to having savings first, you can try a car loan simulation that is usually available on the website or dealer to find out the description of the credit scheme that you will later go through.
# 2 Your Needs
In addition to financial readiness, you also need to consider what kind of car you really need.
Do you have a family and have children? Obviously, large cars are more useful than sedans.
Or, does your job require high mobility? It’s better to look for a car that is comfortable to travel far and save fuel.
Keep in mind, your priority in choosing a car is your need, not your desire or desire for the latest or most sophisticated car trends.
# 3 Future Planning
You also need to know the continuation of the car loan that you submitted.
- What is the procedure for applying for a car loan that you will do?
- Will you be able to complete this car loan?
- Does the loan interest rate that you submitted burden you?
- Can you use this car as much as possible?
- Can you afford the maintenance costs?
As much as possible, think carefully about the benefits you get from the car you are crediting.
Do not regret at the end for not considering these things.
Attractive Cheap Car Loans
After considering the things above, you can start looking at the cars on the market.
You can also consider cars with the brands listed below. Check out the car promos below!